Loan Rates

Rates shown above are for the purchase of a single-family primary residence. Rates are based on a 45-day lock and are subject to change at any time. Minimum down payment, credit score requirements, and other restrictions may apply. Call for rates on cash-out refinances, condominiums, and 2-4 family properties. Loans subject to credit approval.

Payments are based on a loan amount of $150,000 and a loan-to-value of 60% with closing fees of $4,284.50. Payments do not include amounts for taxes, property insurance, or private mortgage insurance, if applicable. Actual payment obligation may be greater. 

For adjustable rate mortgages (ARM loans), the interest rate may increase or decrease after consummation. A current index and margin were used to calculate the APR, Adjusted Rate, and Payment above. Minimum down payment, credit score requirements, and other restrictions may apply. Loans subject to credit approval.

Payments are based on a 30 year term, a loan amount of $150,000 and a loan-to-value of 60% with closing fees of $4,264.50. Payments do not include amounts for taxes, property insurance, or private mortgage insurance, if applicable. Actual payment obligation may be greater.

APR based on loan amount of $75,000.00 with a 25% down payment. Repayment schedule based on a 20 year amortization. 1-year lot loan includes a final balloon payment of $73,733.39, and 3-year lot loan includes a final balloon payment of $70,155.22.

Rates and payments are based on a credit score of 740 or higher, a loan amount of $50,000 and a loan-to-value of 80% with closing fees of $1,947.00. Rates may vary depending on borrowers' credit history or the loan-to value and are subject to change at any time. Credit score requirements and other restrictions may apply.

7.00% annual percentage rate (APR) in effect for 12 months. For the remaining term, the APR will be monthly variable and will be equal to the Prime Rate as published in the Wall Street Journal (7.50% currently) plus a margin of 0.25%. If Prime Rate changes, your rate will change the first day of the next billing cycle. This rate will not vary above 18.00% APR (or applicable state law) or below 4.99% APR. Fees to open account range from $0 to $2500. $50 annual fee, waived for the first year. $200 fee if account is closed in the first three years unless due to sale of home. Property insurance required. Loans subject to credit approval. 

25 basis point reduction on any auto loan which has an automatic payment taken from a checking account at Forte Bank. Rates subject to change.