Credit Cards

Whether you’re looking to earn rewards or simply seeking a no-frills credit card, Forte Bank has a card for you. Forte Bank, through Bankers’ Bank, offers customers VISA® credit cards that are accepted around the world!

All of our credit cards are enabled for use with mobile wallet technology such as Apple Pay®, Google Pay™ and Samsung Pay, giving you a contactless way to pay and making your purchases easier and even more secure.

Speaking of security, we give you piece of mind from fraud. Each of our cards contains the latest chip card technology for in-store purchases and utilizes 3D Secure 2.0 authentication for online transactions. We also offer zero fraud liability so you won’t be held responsible for unauthorized purchases.¹

To apply for a Forte Bank credit card, you must have a deposit relationship with us. That means you need to have a checking, savings or money market account with Forte Bank. If you would like to apply for a credit card and you don’t currently have one of these accounts, you can open an account online, or we would be happy to open one for you in the branch!

Which card is right for you?

Card	Features
VISA® Platinum Consumer Cashback Rewards	Let all those purchases work for you with a cash back rewards card!² Earn unlimited 1% cash back on every purchase, every day $0 Annual Fee – keep your money in your wallet APR (for purchases, balance transfers, and cash advances): 17.49% Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready
VISA® Platinum Consumer Rewards	Travel, merchandise, gift cards and more — you name it, you’ve got it with this rewards card!² Earn unlimited 1x points on every purchase, every day $0 Annual Fee – keep your money in your wallet APR (for purchases, balance transfers, and cash advances): 15.99% Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready
VISA® Platinum Consumer	If you’re looking for a no-frills card with a low rate, this one is for you! $0 Annual Fee – keep your money in your wallet APR (for purchases, balance transfers, and cash advances): 13.99% Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready

Card

Features

VISA® Platinum Consumer Cashback Rewards

Let all those purchases work for you with a cash back rewards card!²

Earn unlimited 1% cash back on every purchase, every day
$0 Annual Fee – keep your money in your wallet
APR (for purchases, balance transfers, and cash advances): 17.49%
Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability
Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready

VISA® Platinum Consumer Rewards

Travel, merchandise, gift cards and more — you name it, you’ve got it with this rewards card!²

Earn unlimited 1x points on every purchase, every day
$0 Annual Fee – keep your money in your wallet
APR (for purchases, balance transfers, and cash advances): 15.99%
Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability
Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready

VISA® Platinum Consumer

If you’re looking for a no-frills card with a low rate, this one is for you!

$0 Annual Fee – keep your money in your wallet
APR (for purchases, balance transfers, and cash advances): 13.99%
Cash Advance Fee: either $5 or 2% of the amount of each cash advance, whichever is greater
Foreign Transaction Fee: Up to 1% of each transaction in U.S. dollars
Peace of mind from fraud – the latest chip card technology for in-store purchases, 3D Secure 2.0 authentication for your online transactions, and zero fraud liability
Leave your card at home – Apple Pay®, Google Pay™ and Samsung Pay ready

Apply online now!

For help choosing the right card, please contact a Universal Banker at any of our locations or email us at info@fortebankwi.com.

Additional Product Features

EMV/Chip Enabled
Apple Pay®, Samsung Pay, Google Pay™, Android Pay, and Visa Checkout enabled
Cardholder inquiry service (24-hour cardholder information and assistance by phone to all Visa cardholders calling from anywhere in the world)
Lost or stolen card reporting
Emergency card replacement
Auto rental collision damage waiver
Zero liability fraud support
Travel and emergency assistance services
Purchase security/extended protection
Roadside dispatch
Online account information (MyCardStatement.com)
Verified by Visa
Fraud alert notices: email, text and IVR
Travel accident insurance
Purchase alerts

Credit Card FAQs

Do I need to be a Forte Bank customer to apply for a credit card?

Yes, you must be a Forte Bank customer with a deposit relationship with us. That means you need to have a checking, savings or money market account with Forte Bank. If you would like to apply for a credit card and you don’t currently have one of these accounts, we would be happy to open one for you!

How long will it take to get approved for a credit card?

Getting approved takes 1- 2 business days. If approved, the card should arrive within 7-10 business days.

What does a 25-day grace period mean?

Cardholders are entitled to at least 21 days from the time they receive the bill to pay off the new balance before incurring finances charges. Finance charges will not apply on purchases if the account is paid in full during the 25-day grace period.

Certain transactions like cash advances are not entitled to a grace period.

How do I apply?

Apply is by going to our online application.

Who is Bankers' Bank?

Bankers' Bank is a community bank FOR community banks OWNED by community banks.

Where do I go to see my rewards?

Head over to www.scorecardrewards.com.

Can I view my account online?

Yes! Head on over to MyCardStatement.com.

For help choosing the right card, please contact a Personal Banker at any of our locations or email us at info@fortebankwi.com.

Apply online now!

Are you an existing Bankers’ Bank credit card customer?

For customer service, please call 800-423-7503 for 24-hour support. Should you require information regarding a specific product or service, please call during normal business hours, Monday through Friday 8:00am to 5:00pm CST. Written inquiries should be directed to Bankers' Bank BankCard Department, 7700 Mineral Point Rd, Madison, WI, 53717.

The creditor and issuer of these credit cards is Bankers’ Bank, pursuant to a license from Visa U.S.A. Inc. in association with Forte Bank. Credit cards are subject to approval. Certain restrictions, limitations and exclusions may apply. Please refer to the Credit Card Agreement or contact your community bank for further details.

¹Visa's Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use. Contact Bankers' Bank for more detail.

²You earn Rewards Credit for each purchase in the rewards programs. Credit is deducted for each dollar returned. Credits are not earned on cash advance or balance transfer transactions. Credits discontinue to be earned and may not be credited after the account is closed. Credits may not be earned if your account is in a delinquent status. Credits are posted and reported to you on each periodic statement. This program may be modified, suspended, or cancelled at any time without restriction or penalty.

Visa and the Visa logo are registered trademarks of Visa International Service Association.

All trademarks, service marks and trade names referenced in this material are the property of their respective owners.